Ditch The Broke Mindset

Growing up, my parents taught me the importance of saving money and staying out of debt. Save for a car, a house, and lavish things, all of which I thought I wanted. From the age of 15 to my early 20's, I was in a cycle called the rat race. I worked to make money in order to spend money. Don't get me wrong, I had a comfortable amount saved, but what I had to show for from all these years of working was disappointing.

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The Reason Why We Invest

In October of 2017, I opened a traditional IRA with Fidelity. It's a tax advantage account and I can contribute up to $5,500 per year before the age of 50. Certain investments like mutual funds require a minimum to invest. The Fidelity Total Market Index Fund (FSTMX) requires a minimum of $2,500. That was the year I decided to max out my IRA and invest $5,500 into the Total Market Index Fund.  

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Some Of Our Favorite Spots In The Big Island

With my parents being in Kauai right now, it only makes sense that I write about our favorite spots in the Big Island. Last year in November, we went to the Big Island for 12 days. We split our vacation into 3 different cities: Hilo, Waimea, and Kailua Kona. It gave us enough time to explore each city and see what it had to offer. 

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The Beginning

And so it begins-welcome to our blog, pay thyself. We are the Financial Lifters, a couple who is striving for early retirement and loves Olympic Weightlifting and the greater outdoors. By day, we work our regular 9-5 jobs, and outside of those hours, we are personal trainers. Our side hustle has allowed us to increase our net worth and build a business that we are passionate about. 

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